Alipay Services Agreement: All You Need to Know

Alipay, owned by the Alibaba Group, is a popular payment gateway primarily used in China. It is a digital wallet that allows users to pay for goods and services securely online. To use Alipay, users must agree to the Alipay Services Agreement. In this article, we will go over the important details of this agreement.

What is the Alipay Services Agreement?

The Alipay Services Agreement outlines the terms and conditions that users must agree to before using Alipay. It is essentially a contract between the user and Alipay that sets out the rules for using the service. This agreement covers various aspects of the service, from payment transactions to account security.

Important Terms and Conditions

Here are some of the important terms and conditions to keep in mind when using Alipay:

1. Payment Authorization: By using Alipay, users authorize the payment of any transactions they agree to.

2. Account Usage: Users must keep their account information up-to-date and not share it with anyone else.

3. Security: Users are responsible for the security of their accounts and must take necessary precautions to prevent unauthorized access.

4. Payment Disputes: Alipay is not responsible for any disputes over payments made through its service.

5. Termination: Alipay has the right to terminate a user`s account if they violate the terms and conditions of the Services Agreement.

6. Limitation of Liability: Alipay is not liable for any damages or losses resulting from the use of its service.

7. Governing Law: The Services Agreement is governed by the laws of the People`s Republic of China.

How to Agree to the Alipay Services Agreement

When a user signs up for Alipay, they are automatically agreeing to the Services Agreement. However, it is important to read through the agreement to fully understand the terms and conditions. If a user disagrees with any of the terms, they can choose not to use the service.

To read the Alipay Services Agreement, users can visit the Alipay website and click on the “Service Agreement” link at the bottom of the page. The agreement is available in both Chinese and English.


The Alipay Services Agreement is a vital document that outlines the terms and conditions for using Alipay. By agreeing to this contract, users agree to the rules and regulations that govern the use of the service. It is important for users to read and understand the agreement to avoid any issues or disputes in the future.